Small Savings Interest Rates Unchanged for Q3 FY 2026–27 | SB Order No. 12/2026

Small Savings Scheme Interest Rates Unchanged for Q3 FY 2026–27

The Department of Posts has issued SB Order No. 12/2026 dated 30 September 2026, regarding the revision of interest rates applicable to various Small Savings Schemes.

According to the order, the interest rates for the third quarter of Financial Year 2026–27, from 1 October 2026 to 31 December 2026, will remain unchanged from the rates applicable during the preceding quarter, i.e., 1 July 2026 to 30 September 2026.

Download SB Order No. 12/2026 in PDF

Key Points

  • Order: SB Order No. 12/2026
  • Date: 30 September 2026
  • Effective period: 1 October 2026 to 31 December 2026
  • Change in interest rates: No change
  • The existing interest rates notified for the second quarter of FY 2026–27 will continue during the third quarter.
  • The order has been issued by the Financial Services Division, Department of Posts, based on the Office Memorandum issued by the Department of Economic Affairs, Ministry of Finance.

Ministry of Finance Notification

The accompanying Office Memorandum from the Ministry of Finance, Department of Economic Affairs (Budget Division), dated 30 September 2026, confirms that the rates of interest on various Small Savings Schemes for Q3 FY 2026–27 will remain unchanged from those notified for Q2 FY 2026–27.

Instructions to Post Offices

The Department of Posts has directed that the order be circulated to all concerned for information and necessary guidance. It has also instructed that the information may be displayed on the notice boards in the public areas of all Post Offices.

Conclusion

There is no revision in Small Savings Scheme interest rates for the October–December 2026 quarter. Depositors and account holders will continue to receive interest at the rates applicable during the previous quarter.

Source: Department of Posts, SB Order No. 12/2026 dated 30.09.2026.

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