Post Office Small Savings Scheme (POSB) Interest Rates Table/Chart from 1st October to 31st December 2026
Post Office Small Savings Scheme Interest Rates from 1 October to 31 December 2026
The interest rates applicable to various Post Office Small Savings Schemes for the quarter from 1 October 2026 to 31 December 2026 are highlighted in the provided chart. These schemes offer different interest rates across savings, recurring deposits, time deposits and other small savings instruments.
Post Office Small Savings Interest Rates – Q3 FY 2026-27
| Small Savings Scheme | Interest Rate |
|---|---|
| Savings Account | 4.0% |
| Recurring Deposit (5-Year) | 6.7% |
| Monthly Income Scheme | 7.4% |
| Public Provident Fund (PPF) | 7.1% |
| Kisan Vikas Patra (KVP) | 7.5% |
| National Savings Certificate (NSC) | 7.7% |
| Sukanya Samriddhi Yojana (SSY) | 8.2% |
| Senior Citizen Savings Scheme (SCSS) | 8.2% |
National Savings Time Deposit Rates
The chart also shows the following rates for National Savings Time Deposits:
- 1-Year Time Deposit – 6.9%
- 2-Year Time Deposit – 7.0%
- 3-Year Time Deposit – 7.1%
- 5-Year Time Deposit – 7.5%
Highest Interest Rates
Among the schemes shown in the chart, Sukanya Samriddhi Yojana (SSY) and Senior Citizen Savings Scheme (SCSS) carry the highest interest rate of 8.2% for the period covered.
The National Savings Certificate (NSC) offers 7.7%, while Kisan Vikas Patra (KVP) and the 5-Year Time Deposit carry 7.5%.
Quarterly Interest Rate Period
The rates shown are for the period:
1 October 2026 to 31 December 2026
Investors and account holders can consider the applicable rate, tenure and features of each scheme while selecting an appropriate Post Office savings instrument.
Post Office Small Savings Schemes – October to December 2026
