POSB Interest Rate Chart (Table) from 01.07.2024 To 30.09.2024 (Second Quarter 2024) - Postalstudy | Post Office Blog | Materials for | Exams

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POSB Interest Rate Chart (Table) from 01.07.2024 To 30.09.2024 (Second Quarter 2024)

Post Office Savings Bank (POSB) Schemes Interes Rate Chart Overview (w.e.f. 01.07.2024 to 30.09.2024)

Here’s a snapshot of some popular Post Office Savings Schemes and their features:

  • Senior Citizen Savings Scheme (SCSS): Offers an interest rate of 8.2% per annum for a tenure of 5 years.
  • Sukanya Samriddhi Yojana (SSA): Provides 8.2% interest per annum with a maturity period of 21 years, aimed at securing the future of girl children.
  • National Savings Certificate (NSC): Offers 7.7% interest per annum for a tenure of 5 years, ensuring stable returns on investment.
  • Kisan Vikas Patra (KVP): Provides an interest rate of 7.5% per annum, doubling the investment in approximately 9 years and 7 months.
  • Public Provident Fund (PPF): Yields 7.1% interest per annum over a 15-year period, ideal for long-term savings and tax benefits.

How to Access India Post Internet Banking

To avail of these services and more, Post Office Savings Account holders can download the India Post Internet Banking application from the Play Store or access it directly through the official website: https://ebanking.indiapost.gov.in. The platform supports ease of use and is designed to cater to the diverse financial needs of customers.


India Post’s initiative to introduce Internet Banking for Post Office Savings Account holders marks a significant step towards enhancing customer experience and promoting financial inclusion. By leveraging digital technology, India Post continues to uphold its commitment to providing reliable and accessible financial services to every corner of the nation.

For more details on how to register for Internet Banking or to explore the range of Post Office Savings Schemes, customers are encouraged to contact their nearest Post Office or reach out via the India Post toll-free number: 180-266-6868 (available from 9 AM to 6 PM).

About the Author

This article was compiled by Manu V R, Deputy Postmaster of Kottayam Head Post Office, Kerala. For further inquiries, Mr. Manu V R can be reached via WhatsApp at 9496114743.

India Post remains dedicated to serving its customers with integrity and innovation, ensuring that every transaction is secure, efficient, and in line with the evolving needs of the digital age.

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