India Post Annual Report 2025-26 MCQs Set 2 | PA SA Exam 2026 Mock Tests
The India Post Financial Services, PLI, RPLI & IPPB MCQs Set 1 quiz is specially designed for candidates preparing for various postal departmental examinations including GDS to MTS/Postman/Mail Guard Exams, PA/SA LDCE, Inspector Posts (IP) Examination, and PS Group ‘B’ Examination. This MCQ set is comprehensively based on important topics from the Financial Services, Postal Life Insurance (PLI), Rural Postal Life Insurance (RPLI), and India Post Payments Bank (IPPB) sections of the India Post Annual Report 2025-26 and related departmental updates.
The quiz covers major topics from Post Office Savings Bank (POSB) schemes including Savings Account, Sukanya Samriddhi Account (SSA), National Savings Certificate (NSC), and Kisan Vikas Patra (KVP) along with withdrawal rules, tax benefits, investment limits, maturity conditions, and important financial provisions. It also includes MCQs on CBS and digital banking services such as RTGS/NEFT interoperability, IFSC codes, e-Passbook, PAN validation through NSDL, Aadhaar-based e-KYC, and customer security initiatives. Special emphasis has been given to PLI and RPLI schemes including Suraksha, Santosh, Suvidha, Sumangal, Yugal Suraksha, Bal Jeevan Bima, insurance coverage limits, and bonus-related concepts.
In addition, the MCQ set includes important questions related to India Post Payments Bank (IPPB) such as financial inclusion, Aadhaar-based account opening, doorstep banking, Service Access Point model, Direct Benefit Transfer (DBT), Premium Arogya Savings Account, BSNL collaboration, and the role of IPPB in strengthening last-mile banking connectivity across rural India. The set also highlights India Post’s digital transformation, citizen-centric services, and modernization initiatives. Practicing these MCQs will help candidates improve conceptual understanding, factual knowledge, and exam-oriented preparation for departmental examinations, LDCEs, and competitive postal exams.
1. Partial withdrawal in SSA is allowed up to:
2. NSC qualifies for tax deduction under:
3. The minimum investment in NSC is:
4. KVP doubles the deposited amount in approximately:
5. Premature closure of KVP is permitted after:
6. The IFSC code used for Post Office RTGS/NEFT services is:
7. NEFT interoperability in Post Offices was implemented on:
8. RTGS interoperability in Post Offices was implemented on:
9. e-Passbook facility was launched in:
10. PAN validation through NSDL was implemented mainly to improve:
11. e-KYC in Post Offices uses:
12. Restriction of linking only five CIFs to one mobile number was introduced mainly for:
13. PMSBY stands for:
14. PMJJBY stands for:
15. Atal Pension Yojana was launched in CBS Head Post Offices from:
16. The PM CARES for Children scheme supports children affected by:
17. Under PM CARES for Children, the corpus becomes available at age:
18. Postal Life Insurance was originally introduced primarily for:
19. Rural Postal Life Insurance mainly targets:
20. PLI is considered one of the:
21. Bonus under PLI policies is declared by:
22. RPLI was introduced to extend insurance benefits to:
23. Whole Life Assurance in PLI is popularly known as:
24. Endowment Assurance policy in PLI is known as:
25. Convertible Whole Life Assurance in PLI is called:
26. Anticipated Endowment Assurance in PLI is called:
27. Joint Life Assurance policy in PLI is known as:
28. Children Policy under PLI is called:
29. The maximum insurance cover under PLI is:
30. The maximum insurance cover under RPLI is:
31. India Post Payments Bank was launched on:
32. IPPB operates under:
33. IPPB primarily promotes:
34. IPPB banking services are largely delivered through:
35. IPPB uses which model to deliver doorstep banking?
36. IPPB accounts can generally be opened through:
37. IPPB was established to strengthen:
38. Premium Arogya Savings Account was launched by:
39. IPPB collaborates with BSNL for:
40. IPPB operates as a:
41. The role of IPPB in financial inclusion is especially important in:
42. IPPB services support Direct Benefit Transfer through:
43. IPPB mainly leverages which existing government network?
44. Which service reflects convergence of postal and digital banking infrastructure?
45. The Department of Posts positions itself as a platform for:
46. The report highlights India Post’s role in enabling:
47. The postal system is described in the report as a symbol of:
48. The largest share of India’s postal network is contributed by:
49. India Post continues to evolve primarily through:
50. The Annual Report overall emphasizes:
Source: India Post Official Website / Dak Samvaad / PIB