POSB (Post Office Savings Bank) Schemes Short Notes | Postal SB (Savings Bank) consolidated features, Guidelines, Details by PTC (Postal Training Centre) Madurai - Postalstudy | Post Office Blog | Materials for | Exams

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POSB (Post Office Savings Bank) Schemes Short Notes | Postal SB (Savings Bank) consolidated features, Guidelines, Details by PTC (Postal Training Centre) Madurai

POSB (Post Office Savings Bank) Scheme short Notes. Postal SB (Savings Bank) consolidated features, Guidelines, Details etc prepared by PTC (Postal Training Centre) Madurai. Postal National Savings Scheme (NSS) Rules based on gazette notification 12.12.2019.

Download Postal Savings Scheme (POSB) consolidated rules in PDF

Who Can Open Post Office SB, RD, TD, MIS, SCSS, SSA, PPF, NSC & KVP?

SB, RD, TD & MIS Account can be opened by an Adult,  Minor attained age of 10 years operated by self or guardian. 

PPF, NSC & KVP by Adult Guardian on behalf of minor

SSA By one guardian in the name of a girl child < 10 yrs

SCSS Account By an individual on 60 yrs 55 to 60 yrs – on superannuation – to be opened within one month Retired personnel of Defence Service( excluding Civilian defence employees) if 50 years

What is the Minimum Amount Required for Opening of Post Office SB, RD, TD, MIS, SCSS, SSA, PPF, NSC & KVP Accounts?

SB (Savings Bank) Account with Rs 500

RD (Recurring Deposit) Account with Rs 100 & multiple of 10

TD (Time Deposit) Account with Rs 1000 & multiple of 100

MIS (Monthly Income Scheme) & SCSS (Senior Citizen Savings Scheme) Account with 1000 & multiple of 1000

SSA (Sukanya Samruddhi Account) by Rs 250 & multiple of 50

KVP (Kisan Vikas Patra) & NSC (National Savings Certificate) by Rs 500 & multiple of 50

PPF (Public Provident Fund) with Rs 500 & multiple of 50





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