Post Office Interest Rates April–June 2026 (Latest Small Savings Schemes Rates India) | SB Order 01/2026
Post Office Small Savings Schemes – Interest Rates (April to June 2026) 🇮🇳
The Government of India has announced the interest rates for Post Office Small Savings Schemes applicable from 1st April 2026 to 30th June 2026. As per official notification (SB Order No. 01/2026), the interest rates for this quarter remain unchanged compared to the previous quarter (January–March 2026). These schemes continue to be one of the safest and most reliable investment options for individuals seeking stable returns.
Download Post Office Interest Rates Chart from April 2026 to June 2026(SB Order 01/2026) in PDF
🔹 Current Interest Rates (April–June 2026)
- Sukanya Samriddhi Yojana (SSY): 8.2%
- Senior Citizen Savings Scheme (SCSS): 8.2%
- National Savings Certificate (NSC): 7.7%
- Kisan Vikas Patra (KVP): 7.5%
- Monthly Income Scheme (MIS): 7.4%
- Public Provident Fund (PPF): 7.1%
- Recurring Deposit (RD): 6.7%
- Post Office Savings Account: 4.0%
🔹 National Savings Time Deposit (TD) Rates
- 1 Year Time Deposit: 6.9%
- 2 Year Time Deposit: 7.0%
- 3 Year Time Deposit: 7.1%
- 5 Year Time Deposit: 7.5%
🔹 Key Highlights
- ✔ Interest rates remain unchanged for Q1 FY 2026–27
- ✔ Applicable from 01 April 2026 to 30 June 2026
- ✔ Backed by Government of India – 100% safe investment
- ✔ Suitable for long-term savings and tax planning
🔹 Why Invest in Post Office Schemes?
Post Office Small Savings Schemes are widely trusted due to their government backing and assured returns. These schemes are ideal for salaried individuals, senior citizens, and long-term investors looking for stable income and capital protection. With attractive interest rates and tax benefits (in select schemes), they play a crucial role in financial planning.
🔹 Conclusion
The interest rates for April–June 2026 continue to offer competitive returns compared to other fixed-income instruments. Investors are advised to choose suitable schemes based on their financial goals, investment horizon, and liquidity requirements.
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